There are 5.5 million private businesses in Britain, but while the focus of much of the UK financial market is in the capital, there are plenty of opportunities for those based in other metropolitan centres – including those seeking business financing. Here are the best business loan options up and down the country as of … Continue reading "Best Business Loan Options for SMEs in London, Manchester, and Beyond"
Adequate cash flow is essential to the smooth running of any business, but many struggle to maintain consistency in this area, for a variety of reasons. Fortunately, financial products exist that can help; but how can you best put them to use? Let’s take a look: Why is Cash Flow So Important? Cash flow – … Continue reading "How to Use Business Financing to Improve Cash Flow and Stability"
Business owners have a lot of options when it comes to business financing, and there is one fundamental question they must answer before they can pursue any option: which is better for their business, debt or equity financing? These are two very different options, especially when it comes to scaling an existing business; so let’s … Continue reading "Debt vs. Equity Financing: What’s Better for Scaling Your Business?"
Many businesses in the post-Brexit economy hope to expand beyond our borders, to take advantage of the many benefits international operations can offer. And while this is not as simple as it used to be, it can still be a viable and profitable route to growth – if you have the capital to back it … Continue reading "Can Business Capital Help You Expand Internationally?"
Businesses rarely grow without a dedicated effort to make them do so; growth takes planning, time and money, and external business financing is a very common tool in this endeavour. There are a few different ways to use this tool though, and not all are created equal. Here’s what you need to know: Start with … Continue reading "Smart Ways to Invest Your Business Loan for Maximum Growth"
More than a quarter of all business borrowing in the UK is for the purpose of company growth; but simply accessing business financing does not in itself guarantee quick growth or success. You have to know how to use your business loan to most efficiently scale. There are ten key areas to focus on: Technology … Continue reading "How to Use a Business Loan to Scale Your Company Faster"
If your business needs an injection of cash, there’s a huge range of possibilities. Business loans are still the most common form of financing in the UK for established enterprises, but crowdfunding and angel investors are increasingly viable options, for both new and existing businesses. But how can you know which route is right for … Continue reading "Crowdfunding, Angel Investors or Business Loans: Which One Should You Choose?"
The UK government is keen to support British businesses, especially small and new businesses, and when paired with the wide range of private lenders they create a vibrant and accessible funding landscape. Here are the main programs currently running in the UK, that may benefit your business: Start Up Loan Government-backed loans for £500 to … Continue reading "Government Grants and Business Loans in the UK: What’s Available?"
Bad credit can make life difficult for business owners, especially when it comes to securing business financing. Fortunately, there are ways to access business loans even with a poor credit history, or no credit history at all. You just need to know your options: Get a Bad Credit Business Loan A bad credit business loan … Continue reading "How to Get a Business Loan with Bad Credit in the UK"
If your business needs an injection of cash, you’re probably considering a business loan of some kind. But knowing how much you can borrow – and from where – is not necessarily straightforward. Here’s everything you need to know about business financing eligibility: Factors Affecting Business Borrowing The UK is home to dozens of different … Continue reading "How Much Can You Borrow? Business Financing Eligibility Explained"
A good credit score is essential if you want to secure the most competitive business loan interest rate. But it’s not something that happens overnight; solid credit takes time to build and it’s never too early to start, even if you’re not yet in the market for business financing! Here’s how you can nurture your … Continue reading "How to Improve Your Business Credit Score to Secure Better Loans"
Businesses need to understand all of their different expenses, and the costs associated with loans are no different. It’s vital you fully understand all of them, especially interest, before making a financial commitment to a business loan. Here’s what you need to know: Different Types of Business Loan Costs The majority of the cost of … Continue reading "Understanding Interest Rates: How Much Will a Business Loan Cost You?"
You don’t need to be a paperwork whiz to get a business loan in the UK; all you need is to comprehend the process and follow a few simple steps: In order for a loan to actually help your business with what it needs, you have to know what those needs are. You can do … Continue reading "How to Get a Business Loan in the UK: A Step-by-Step Guide"
Business owners can quickly find themselves overwhelmed by information as they begin their borrowing journey, making it hard to know what’s really important or how to make the best decision for their business. So we at Swiftfund have put together the ultimate guide to British business loans, to help you get started on the right … Continue reading "The Ultimate Guide to Business Loans in the UK: Everything You Need to Know"
Every year, the Christmas rush begins earlier than before. It’s almost like the festive lights and decorations go up the day after Halloween. If you own a retail business, we don’t have to tell you this. You’ll know the stress and success that comes with the festive season. But the Christmas rush doesn’t have to … Continue reading "7 Ways for Businesses to Beat the Holiday Rush"
Small business owners face more challenges that larger corporations during a bad economic climate. In fact, the unpredictability can be worrying and this means it’s essential to prepare. This can ensure you don’t run into problems with cash flow. Your revenue is everything and while having a profitable month is fantastic, it’s not going to … Continue reading "Preventing Poor Cash Flow in the Current Economic Climate"
Become an Eco-Friendly and Sustainable Small Business Over the last few years, everybody has been trying to understand how their actions impact the environment. We all want to help save the planet. In particular, business owners are conscious that consumers care about going green when it comes to products and services. In fact, a lot … Continue reading "Become an Eco-Friendly and Sustainable Small Business"