• You must turnover a minimum of £20,000 per month
  • You must have been operating for at least 6 months
  • You must be able to provide 6 months business bank statements
  • You must be able to provide a copy of your ID when you apply

Swiftfund provides short term unsecured business advances to businesses throughout the UK. Through our years of industry knowledge, we can provide you with fast and hassle-free advance approvals. Whether you need the money for equipment, stock, expansion or cash flow, our purpose is to eliminate the hassle for you to receive the funds fast.Our aim is to ensure you have quick access to funds with the easiest application process so you can focus on growing your business.


Our advances do not have an interest rate attached to them. We charge a fixed fee on the advance which is agreed upfront. We assess your business type, time in business and your bank statements to determine the fixed fee based on the risk of the advance and provide you with full transparency upon giving you your offer.


We can offer the following:

  • Easy application process
  • Fast access to funds (receive funds within days)
  • Flexible terms to suit your business
  • Get up to £250,000 for any business purpose
  • High approval rates
  • Personalised service

Once we receive your application and paperwork our aim is to approve you within 24 hours. You can receive the funds the following day although on some occasions the funds can be available on the same day. Funding can sometimes be held up when not all paperwork is provided up front so the cleaner the application, the faster we can get you approved.


We offer advances from £10,000 to £250,000 and our advance terms vary from 3 to 12 months.


We carry out both consumer and company credit bureau searches, which will leave a record of the search on the credit files which will be visible to other finance providers however, neither of these credit scores will be affected by this search.


It’s not a problem. Because of our experience in the industry we know that the credit score isn’t the be-all and end-all and we consider each application on an individual basis. We assess lots of different factors to make sure we’re acting responsibly and to make sure you get the best options available to you.


You can use the money for any business purpose and we don’t stipulate what you use the funds for. Below are what customers typically use funds for:

  • Purchase stock
  • Equipment purchase/upgrades
  • Extra Marketing
  • Hire more employees
  • Pay expenses
  • Cash flow

Yes. You choose the amount of funds you need and how fast you’d like to pay it back. This determines the amount you pay back overall, which we’ll agree with you upfront.


You can use the money for any business purpose and we don’t stipulate what you use the funds for.Below are what customers typically use funds for:

  • Hospitality
  • Retail
  • Manufacturing
  • Transport
  • Real Estate
  • Hair & Beauty
  • Construction
  • Contractors
  • Automotive
  • Cleaning Services

Yes, our advances are unsecured, this means that you do not tie up your business assets. We do require a personal guarantee, typically from a shareholder.


Absolutely. You can even top your advance up once you have paid off part of the balance assuming your circumstances haven’t changed. If your business has grown, then we may even be able to increase your available funds.


  • Quick and efficient. A very positive experience with helpful staff.

    Matthew Jones

  • My funding application was submitted in the morning and the funds were in my account by the end of the day.

    John Folami

  • I found every aspect of the process very fast and straight forward. I will definitely use Swiftfund again.

    James Wood

  • Very no-nonsense way of raising money and very friendly staff.

    M Veer

  • Swiftfund were very fast and helpful. I received my funds on the same day as I submitted my application.

    Ben McKenzie